Wednesday, February 24, 2010
Finding Forex Trading Signals Services that are very profitable
A short while ago over 250 online Currency trading alert services were reviewed and alert services like the one described above do exist!
The big challenge to the average Forex Trader is firstly, finding forex trading signal services that fit the success mould and then secondly, making sure that the service is credible. This article will address the first question of how to find possible currency trading alert services to consider.
The technique mostly used by many forex traders is to search the Web using a good search engine and then to slowly search through the results to find say 20 alert services to consider for evaluation. This is a good starting point but remember to uses appropriate search terms. For instance currency trading signals, currency trading alerts and currency alert service bring up different results. This may seem like hard work but always use your trading dreams as a motivator. When on the search engine results pages do not neglect the paid adverts to further increase your chances of finding great currency trading signal services. You can find some unexpected gems by clicking on these.
An alternative good place to search for great forex trading signal services are Forex service review sites. Some of these sites give objective and paid reviews of many forex trading signal services on the market and allow users to post comments on their own personal experiences. Some of them list over a 100 forex trading alert services so your job can be reduced considerably. These are likely the best source of good forex trading alert services, as you get direct user feedback as well. We have also found these to be one of the best guides to the creditability of alert services. Use search engines to firstly find the review sites. Most of the review sites offer direct links to alert services providers.
Forex blogs are again a good source of alert service information. Going into discussion forums is a lot more time consuming and your return on effort will be less than the techniques already mentioned. We use this method to check on the credibility of a service rather than finding a service.
An often overlooked method is word of mouth. Use your network of other forex traders to enquire whether they have had any good experiences with forex trading alert services.
Using the methods above, alert services producing 27 000 pips a year and returns of between 200% and 1000% on capital used, have been found. Not a bad investment of time and effort but 250 alert services had to be researched to get there. You too can benefit from following the process described in this article and well as the articles to follow. It is well worth the effort.
The activities above should provide you with a list of between 20 and 50 Forex trading alert services to consider. How you then water these down to the few that will make you money is the subject of the next article to be published in the article directory. Make sure to watch out for them.
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Sunday, February 21, 2010
Hearings aids for home living
Wake up alarms
Door lights
Smoke Alarms
Phone signallers
Alarms to wake up the user
It is common practice to remove hearing aids at night prior to sleeping. It may therefore be necessary to have an alarm clock which caters for the heard of hearing. Such alarms use different systems to wake the user including flashing lights, vibration and loud sounds. Depending on the users level of hearing one of the systems may be more suitable than the other. The vibrating system can be placed under the pillow or mattress.
Door Alarms to signal a visitor.
If the user hearing aids are of or turned down then a door alarm will be required. The most common system uses lights to make the user aware of a visitor. Other systems are wireless and use a pager to inform the user that they have a visitor.
Smoke Alarms
Smoke alarms are a very important safety feature that will emit a very loud sound or flashing lights to inform the user of the danger. A single alarm can be connected to several receivers, which can be placed in all the rooms of the house to inform the user wherever they are. Such systems can be installed professionally or purchased in a plug in form.
Telephone Phone Signallers
To inform the user that the telephone is ringing a phone signallers can be installed which operates by a flashing light or very loud ringing. The system is connected to the telephone line and then connecting a light to the signaller, which then flashes when a call is received. Remote systems are also available to transmit the phone signal to other rooms.
Hearing Aid Styles
How To Clean Hearing Aids
Thursday, February 18, 2010
An Enquiry into the Personal Maladjustment Pattern Among Children of Alcoholic Parents
Alcoholism is matter of serious concern, not confined to any group, culture or country. Universally it creates professional, social, financial, legal, medical, psychological, and familial problems. The cost of alcoholism to the society is staggering by any calculations. Lost working days, accidents and related disability, family disrupts and resulting juvenile problems, and direct medical complications of alcohol abuse add up to a significant proportion of loss to nations" economy and well being. Alcoholism thus becomes a complex phenomenon deserving attention from deferent angles.
Problem drinking within a family can lead to many types of stress and hard ships for family members. Increasing social isolation due to alcoholism is difficult for children to cope up. They behave increasingly withdrawn form peer group activities. Financial hardships become a factor and reductions are made to general standard of living. Physical hardships are seen either violence towards family members or in destruction of household things.
Family members especially spouse may be subjected to emotional deprivation and may perceive drinking as a form of rejection. This in turn causes the drinker to become increasingly preoccupied and plays a diminished role in family life and affairs.
Glassner and Loughlin (1987) emphasised on three aspects of parent-child relationships that are studied in alcoholics" families; basic care, consistency of expectations, and communications. Children find it difficult to cope with parental unpredictability or with unexplained withdrawal and sudden change in mood and temperament.
Children may suffer from physical and emotional neglect. Since all the family's energies are focused on the drinker, children are often neglected and their individual contributions go unacknowledged. This may result in acting out behavior, aggression, bed- wetting, taunting, anxiety, withdrawal and isolation that in turn can increase the pressure on non-drinking parents. Another important problem is that children of alcoholics lack a satisfactory role model for their own behavior. Hence, the children represent an important high-risk group both because of their proneness to problem drinking during child hood and their proneness to problems in later life. Hence, the tragedy of alcoholism lies in its detrimental effects on future generation. Alcoholism of the individual affects not only the family but also even the basic fabric of the society. Alcohol causes poverty leading to crimes and prostitution that in turn ends up in the break down of any society's integrity and existence.
Studies have reveled that alcoholics" families acquire certain typical coping strategies within the family system (Orford et. al 1975). Children take up age inappropriate activities to maintain the domestic harmony, become a support to the non-drinking parent, and hence exposed to moral, emotional, and financial dilemmas not appropriate to their age, experience or understanding. This invariably evokes further stress, feelings of hopelessness, withdrawnness and depression in alcoholics. Thus, a vicious cycle of alcohol, stress and maladjustment is found to exist.
The present study therefore attempts to investigate the nature of Maladjustment among the children of alcoholic parents
OBJECTIVES AND HYPOTHESIS
The central theme of the present investigation is to study the nature of maladjustment among children of alcoholics. Based on available literature and discussion with experts in this field, following objectives were formulated before starting the study.
1 To find out maladjustment among children of alcoholics.
2 To find out whether male and female children of alcoholics vary on maladjustment.
3 To find out whether first child of alcoholics score high on maladjustment compared to other siblings.
HYPOTHESIS
H1 1. There is significant deference between children of alcoholics and children from normal family on maladjustment.
H1 2. There is significant deference between male and female children of alcoholics on maladjustment
H1 3. There is significant deference between first children of alcoholics and their siblings on maladjustment
METHOD
The present study is designed to investigate the nature of Maladjustment among the children of alcoholic parents.
SAMPLE
Proposed sample of the study includes 400 children from deferent parts of Kerala. Out of the 400 children, 300 are from alcoholics" families and the rest 100 from normal families who serve as control group.
TOOLS
Mathew maladjustment inventory
Mathew maladjustment inventory assesses five major aspects of maladjustment viz., anxiety, depression, mania, inferiority, and paranoia. The test is reported to have high degree of content validity. The coefficient of reliability (split half) of the subscales ranged from 0.6 to 0.9, the total score having a reliability of 0.9 (Mathew, 1975)
RESEARCH DESIGN
2 x 2 Factorial design with experimental and control groups on one axis and male and female on the other axis .The four groups to be tested on deferent aspects of maladjustments.
ANALYSIS
2 x 2 ANOVA for independent groups to be conducted for analysis of gathered data.
Other suitable statistical techniques will be used for further analysis
REFERENCES
Glassner, B and Loughlin, B. Drugs in Adolescent Worlds: Burnout to straight, London: Macmillan Press, 1987.
Mathew, V.G, Manual of Mathew Maladjustment Inventory, Department of Psychology, University of Kerala, 1975.
Orford, J, Guthrie, S, Nicholls, P, Oppenheimer, E, Egert, S, and Hensman, C, Self reported coping behaviour of wives of alcoholics and its association with drinking out come. Journal of Studies on Alcohol, 1975, 36-1254-67
Dr. Hari S.Chandran, M.Phil (Psy), Ph.D, PGDPC, C.Psychol.(Eng.), is working as Cons. Psychologist, Department of Deaddiction & Mental Health, St.Gregorios Mission Hospital, Parumala. Kerala, INDIA. dr_hari@sancharnet
Living with an alcoholic is very taxing on the non-drinker because it is so all-consuming and stressful, and wears tremendously on your self esteem. Visit http://www.livingwithanalcoholic.org for some dos and don'ts
Friday, February 12, 2010
How To Accept Credit Cards Without A Merchant Account
Sometimes, though, you would be further ahead to use the services of a credit card processor. This is especially true when you are first starting out and have more limited resources. In this way, you may process credit card transactions without the high front-end costs and requirements of a merchant account.
Here, then, are just a few ways of accepting credit cards without a merchant account. I personally use all of these vendors and can recommend them wholeheartedly.
1. Clickbank
If your product is downloadable (such as electronic books or software), you might consider ClickBank.com . For a $49.95 initial fee, you can process credit cards and on-line cheques for $1.00 per transaction plus 7.5% of sales.
You receive additional exposure through free listing on their website and through the search facilities of other websites, such as CBMall.com.
As an added bonus, you have your own built-in affiliate program. You decide what commission (from 1% to 75%) you would like to pay your affiliates.
2. PayPal
PayPal.com has no initial fees. For just 2.9% of sales and $ .30 per transaction (and sometimes less), you can receive money from anyone.
Also, you can pay others by credit card or chequing account without supplying your personal credit information to the payee. PayPal can be used to collect money from your auctions, website sales, or even from friends or clients.
3. PaySystems
In the original edition of this article, I recommended PaySystems.com (also known as MyPaySystems.com). This is what I wrote about them:
"PaySystems.com can handle either intangible (downloadable) or tangible (shippable) products. For an initial fee of $49.00, you can accept all major credit cards as well as online checks. Fees are just 3.95% of sales and $1.00 per transaction. Alternatively, you may pay 5.5% of sales and $ .35 per transaction."
"For this, you receive shopping cart, integration with third-party affiliate programs (such as ClixGalore.com), fraud screening, multi-currency transactions, toll-free support, marketing tools, and more."
Unfortunately, PaySystems.com has discontinued their "Internet Billing Account" for those outside the United States.
4. 2CheckOut
2CheckOut.com can handle both intangible and tangible products. For an initial fee of $49.00, you can accept all major credit cards as well as online checks. Fees are just 5.5% of sales and $0.45 per transaction.
For this, you receive shopping cart, fraud detection, integration with third-party affiliate programs, multi-currency transactions, free on-line support, and more.
Incidentally, 2CheckOut.com has the same policy as ClickBank.com does with regard to sales taxes. Both companies take the position that you are selling your product to them and that they resell it to the final consumer. Thus, they claim that you are not subject to sales taxes on those sales.
credit card virtual terminal and merchant credit card machines